Monday, January 30, 2012
REFLECTIONS ON 74 YEARS..........
Tuesday, January 17, 2012
GOODBYE 2011
Has It Been A Good Year? Not real sure I can answer that one. I lost one of my heros but I got a beautiful great grandson. I have had a large property vacant all year at a cost of about $20,000 but I got about 15% return from my stock portfolio. We had a terrible drought with my lakefront property becoming a mudfront property but the rains came and brought it back to normal in one night that brought almost 7 inches of rainfall. I could go on for quite some time with good and bad but I'm sure you could do the same thing if you thought about it.
The Rich Get Richer And The Poor Get Poorer. From a long-term perspective that's a stupid statement. If you look at the 1950's, it's pretty obvious that the poor are not as poor as they were then. Sure, some of the rich got filthy rich but many of the poor live virtually as well now as the rich did then. But what about short-term. The near depression of 2008 certainly made most of the poor even more so but look at the rich. On average, they didn't become richer. Granted, some did get richer but statistics show that most didn't. Are many executives over paid? Absolutely. Are they being paid too much compared to what they are distributing to shareholders or paying hourly employees? Certainly. But is it worth chainging to a government controlled economy. Not in my opinion. I don't care about the gap between the rich and the poor nearly as much as I care about the opportunity for improved standard of living for the poor. As long as I am better off, it doesn't bother me than many of the rich got even richer.
Adversity Has Its Benefits. This may sound crazy but I sometimes think the success of our nation has to do with the adversity we faced in the early to mid 20th century. Many worked 6 days a week and felt fortunate to have a steady paycheck. Millions suffered the pains of war, from those who went to fight to those former stay-at-home moms who left children with grandparents so they could work in factories to build weapons to fight the enemy. They did what they had to do and there was no free medical care or long-term unemployment benefits. All this reminds me of Thomas Jefferson's statement to the effect that you can't bring opportunities to the poor by taking opportunity from the rich. Although none of my family is wealthy by today's standards, most have done well. The one thing I have observed for the past fifty years is that they have worked like hell for everything they have.
Where Will The Opportunities Be In 2012. Many will dispute this argument. With perfectly good homes being torn down because there are no buyers, it appears that the last place to espect opportunities would be in real estate. While real estate is definitely a regional market, and some markets may not turn around for a long time, places like Colorado are almost certain to improve drastically because of three factors. 1. Low vacancy among rental units points to high occupancy in the future. 2. Record low returns from short-term treasuries and bank instruments make any reliable cash flow stream more attractive. 3. Reduced inventory due to low production of new units has reduced the supply of homes available to buy to record low levels. Over the years, our research has shown that, when inventories reach record low levels a market turnaround is close by.
The Main Problem With Real Estate. Management of real estate can be a huge hassle. I firmly believe that the use of professkonal management is the only way to go for most who want to be real estate investors. Avoiding the hassles of dealing with rent collections, evictions, and maintenance problems is worth the cost of paying for competent management. Call Susan at 303-996-2010 if you want to discuss the possibility of starting or adding to your current real estate investment portfolio.
Thursday, January 12, 2012
GUEST WRITER.
Things We Won't Talk About. I grew up in a rural area supposedly sheltered from the dangers of city life. As children, we all knew that there were those in the neighborhood who had a sexual interest in us. For the most part, we stayed away from them. Some didn't. We talked to each other about it but we never told other adults. In a reality TV show some years ago, they did several stories about adults pretending to be pre-teens who talked on the internet with men who expressed an interest in sex with a child. They had a constant stream of men who wanted to have sex with these youngsters. While we would like to think these are rare examples, I am afraid it is not.
I am posting this essay by a woman in her 60's who has a need to let others know what happened to her as a child. I have known her via the internet for several years and can vouch for her honesty. I recommend this article for those who want to be more aware of this social problem and the effect that it can have years after it happened. Your comments would be appreciated. The article is unedited by me and based on her thoughts only.
THE INVADED CHILD
“Shhhhh” was what he used to say. “Don’t make any noise” he would whisper,
marry her? Did he love her or did he just want some little girls for his
enjoyment. Why does he do this? Does he understand that he is ruining this
little girl’s life? Does he understand that when she grows older she is going to
realize what he is doing today is wrong? Does he care? Does the mother know
what is going on? Does she care or is she afraid if she says something the
marriage will be over. The little girl wonders.
The little girl is all grown up now and is still doing a lot of wondering.
That little girl was me. I often wonder, as I grow older if my mother really did
knew. I will never know. Both of them have since gone to the other side. All I
can do is guess.
I was 2 years old when my real father passed away. I hear stories about
-old could see it. I wonder to this day why he wanted to move us so far from
anyone that we knew and loved. He must have had a plan. As I have stated
before, I don’t know if any of the abuse happened before the move to the farm.
I can say I do remember for sure at the age of 6 and 7, my Dad had
Our house was very small and only one bedroom so my sister and I
to do but I trusted him. I had mixed feeling about what was happening. Was
it wrong? Couldn’t be. My dad was doing it. It was attention and it did feel
good. So then why did I feel something was wrong? Why did he keep shushing
me? What was the secret all about? Mom would come in the bedroom
sometimes during this time. He would stop the movements immediately. But
when she left the room he would start again. Did she know this was
happening? I often wonder. My mother was a very devoted wife and always put
him before her children. Honor thy husband. Whatever happened to honor thy
children?
As time went on there were more secret meetings. The warm hardness of his being always felt good and natural but, though he never penetrated my
Growing up I never had what you would call a real hug, or the real love
that a father would normally give his girl child. He was not ever affectionate,
openly. We never talked like a father and daughter. The extent of his talking
was telling us what to do. “Don’t talk at the table. Don’t interrupt when adults
were talking. Don’t chew with your mouth open.” He would pick and pick at
us until the tears started coming. Then he would scold us for crying. Mom
would be hollering at him because he made us cry and the meal would be
ruined. And God forbid if we would waste some food. At the dinner table we
either didn’t talk or we talked about the subjects he wanted. If we interrupted
when he was listening to the news. That was the end of the world.
My sister reminded me of the time we were at the table and he slapped
they were so lucky because their Dad would talk to them. And would talk to
me. Real talk. Not hollering. Not criticizing. Just talking. Asking about me
like I was important to him. When he would give his daughters a hug good
night, he would hug me also. I loved spending the nights at their house. I
wished he could be my dad. Sounds silly doesn’t it.
Later in life I realized that the affection that I thought I was getting was
When I graduated from high school and went out on my own, I searched
When my dad got very very ill with cancer, I was the one at his bedside
We were at his funeral. The family was going down the isle in the funeral
I never felt very close to my mom. I believe she loved me in her own way
When mother was so very sick, both my other sisters told her that it was
“How could you let this happen?” people will ask. Well, at a tender age
I really hope by writing this and sharing this with other people, I can get
I have been to the cemetery to visit once since mother’s death. She past
God bless us all and God forgive those who trespass against us. Amen
BY MARIE PAULSON